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Auto Insurance in Largo, FL

Protecting Drivers from Risk

Owning a car and being behind the wheel come with risks, including fires, theft, vandalism, and injuries.  These and other risks can be costly, and for this reason it’s important that all drivers and car owners have protection.  Insurance provides necessary protection and at Harr & Associates Insurance, Inc. we have a complete auto insurance program.  Whether you drive a single vehicle and you’re the only driver or you drive four vehicles and your entire family drives each one of these vehicles, we’ll customize a solution that fits your needs.  You’ll have the best possible coverage for the right price as a result.

Auto Insurance Coverage Details

Auto insurance generally protects against damages and injuries, but it can protect against more.  If you need your auto insurance to provide greater protection than it does normally then you’ll need a customized solution.  This solution will include additional coverages, and we’ll help you find these coverages.  We’ll also ensure that your policy fits.  We know Florida drivers’ and car owners’ risks well and we’ve provided auto insurance for years, so we’ll be able to easily assess your needs and to create the right solution.

We work with a large number of carriers in order to give you the best possible selection of insurance options, and the options in this selection from which you can choose include:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

Combining your auto insurance with your homeowners insurance can save you money and time.  We’ll make a combination for you.  See our home & auto page and/or speak with an agent to find out how.

What You Can Expect From Us

Florida is flat and fairly easy to navigate.  However, it poses risks to drivers and these risks need to be mitigated.  To ensure that we help you mitigate your risks, we’ll work closely with you.  We’ll identify the right coverages and we’ll create the best possible policy.  Once your policy is in place we'll monitor it regularly and we’ll keep you informed.  We actively manage risk, and this will help you reduce the chances of sustaining damages and of having to use your insurance.  If insurance is used and you file a claim then we’ll manage the claim. 

We're reachable at almost all times, so if you need to get a hold of us then you can.


Please contact us or give us a call to learn more.  If you’re ready to get started then you can request a quote.


Additional Insurance Information

We are proud to provide auto insurance in Largo, Palm Harbor, Port Charlotte, St. Petersburg, Clearwater, and Tampa, FL.  We also serve other areas in the state.

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Our Locations

Harr & Associates Insurance, Inc. - Largo

11401 Seminole Blvd
Largo, FL 33778
Main office: 727-393-9146
Toll free: 855-427-7123

Harr & Associates Insurance, Inc. - Palm Harbor

3466 Tampa Road
Palm Harbor, FL 34684
Main office: 727-771-1716

Harr & Associates Insurance, Inc. - Port Charlotte

20020 Veterans Blvd, Ste 16
Port Charlotte, FL 33954
Main office: 941-235-2100

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.